Mid-Florida's Most Trusted Heating & Air Company Building Customers for Life Since 1983

Financing Options Available

Helping You with Any Budget Concerns

As a seasoned heating and AC service company, we know that many of our customers forego their need for a new comfort equipment for fear of initial costs. If this is the situation you are facing now, turn to Mid-Florida Heating & Air so we can help you with this investment. Together with Carrier and Wells Fargo, our local company offers 6-month or 12-month special financing with approved credit for homeowners who would like the convenience of paying for their heating or cooling system with monthly payments.

Other benefits of our Carrier credit card from Wells Fargo include:

  • The online application that only takes minutes
  • Instant credit decisions
  • Convenient online bills payment and account management

Now it’s easier than ever to begin enjoying a more comfortable and energy-efficient home with professional home energy services installed by Mid-Florida Heating & Air.


Financing Options from GreenSky
Finance Your HVAC Project
2521 - 12 Months No Interest, No Payments - (84 Principal Pmts)
2716 - Reduced Rate 6.99% for 60 Months
2726 - Reduced 7.99% for 84 Months
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race, color, religion, national origin, gender or familial status. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22

Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.


5 Things You Need to Know About Microf:

  • We specialize in lease purchase options for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.

To apply click Here:

Contact us today at (352) 310-0022 for more details on our HVAC financing in Gainesville and learn how we can help you get the heating and air conditioning equipment that you need.

You're In Luck With Us

We've Provided Superior Services Since 1983
  • No Overtime Fees!

    There is no additional charge if the job takes longer than expected.

  • Available Around The Clock

    Contact us at any time of the day. We will be there!

  • Free Second-Opinion on Repairs

    Not sure if you're getting a good deal? Give us a call!

  • Fully Stocked Fleet

    We have over 20 vans, fully stocked and ready to perform any service.

  • 100% Satisfaction Guaranteed

    Our policy is that we are not satisfied until you are!

  • Large Enough to Handle it All

    But small enough to care about you and your home!

Our Commitment to Excellence

  • Comfort Institute
  • Duke Energy
  • Seco
  • Teco
  • Carrier FAD
  • Air Advice
  • Lady Lake Area
  • Ocala Chamber of Commerce
  • Home Advisor
  • Gainsville
  • BPI
  • CEE
  • Builders Association of North Central Florida
  • Indoor Air Quality Assoc.
  • BBB
  • NATE


Our Customers Say It Better!
  • “They value their customers and it is our pleasure to recommend them every chance we get.”


  • “Polite, very good representative of his company.”

    Betty G.

  • “Mid Florida heating and air treats their customers like royalty I would never change.Mid Florida heating and air treats their customers like royalty I would never change.”

    Kalista S.

  • “Always good service and the systems function great.”

    Brian S.

  • “I would recommend Mid-Fla.”

    Samuel M.

  • “We have done business with this company for many years and continue to be impressed with the customer service oriented employees they hire.”

    Bill and Sheree S.

  • “Going above and beyond to help.”

    Julie H.

  • “Able to fix my AC problem.”

    Barbara R.

  • “Called and the technician was here lickity split.”

    Eric P.

  • “Extremely thorough and explained each area that he checked.”

    Chet S.

  • “I have used Mid Florida Heating and Air for the past 2 years. They are very reliable.”

    Trish M.

  • “Would not hesitate to call them again.”

    James M.

  • “Professionally done on-time, and with zero problems. Polite and courteous.”

    Robert B.

  • “Excellent detail to service performed.”

    Bernie B.

  • “Courteous, knowledgeable, friendly and professional.”